Ann: FY19 Annual Report (with App 4E), page-32

'The carrying amount of each portfolio is determined at each reporting period by discounting projecting future cash flows to present value using the credit-adjusted effective interest rate as at the date the portfolio was acquired. Changes in expected cash flow are adjusted in the carrying amount and are recognised in the profit or loss as income or expense in ‘Net impairment gain / loss from PDPs at amortised cost’.
The weighted average credit-adjusted effective interest rate (weighted by investment values at initial recognition) on the date of initial application is 22.71%.
The weighted average credit-adjusted effective interest rate (weighted by investment values at initial recognition) at 30 June 2019 is 30.75%. '

Page 49 of the accounts under amortized cost section.