I wonder how online merchant routing to epal (eftpos) will...

I wonder how online merchant routing to epal (eftpos) will affect these guys? especially as debit card mix increases (ie, more debit cards than credit cards. debit in the future will be routable through epal). The higher the ticket size (ave transaction value) the more benefit there is for routing. Mint won't make a margin on routed volumes (as I understand it) and travel has a high ticket size.

it's a while away but will be a game changer when it launches