Legacy claims strangely do not ever seem to cease. Furthermore, what the heck is incurred but not reported... how the hell is it IBNR when there is statue of limitations? Is the law favouring consumers to the extent that, if you've been mistreated, hey forget about any laws, you get unlimited time and it appears unlimited attempts to recover $$.
If these claims do not cease in a few years, the company may have to raise capital.
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