Ann: FY21 Full Year Results Investor Presentation, page-30

I think we're using a superior model than Beforepay.

From the Fin
If you were looking to invest in a new company modelled on the success of Afterpay, would you be interested in pumping cash into a start-up that built its customer base on a significant chunk of Centrelink payment recipients?

In FY2021, write-offs and provisions tot
illalled $5 million against $4.5 million of income, while the previous year, when it began operations, the $48,000 of write-offs exceeded the $44,000 of revenues.

I'll stick with cashies