its regualted by APRA:
https://www.guardianfunerals.com.au...-plan/pdfs/GP Product Disclosure Document.pdf
effect on IVC is "complex"
pg's 70 - 74
https://www.listcorp.com/asx/ivc/in...-4e-and-amp-financial-statements-2676541.html
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Ann: FY22 Investor Presentation, page-17
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