Ann: FY22 Results announcement, page-105

There was a lot to like in the results from my perspective.
Growth in customer numbers - nearly 200,000 more in a year is not bad from where I sit.
Total lending growth at system rate - actually marginally more than the majors at 8%
Absolute reduction in costs - few banks ever see this, so I think that deserves applause.

I think BEN is a share to buy in the days after profit results are announced and the inevitable share price drop has occurred, which seems a fairly predictable outcome.
After all, at todays price, a return of 5.5% Fully franked is pretty reasonable for a solid business, and sometime in the next 6 months their share price will be sitting between $10 and $11, as surely as the sun will rise tomorrow. So, buy after announcement, take dividend, and sell when price recovers round December this year, ready for the next reporting season. ~smile~

I don't subscribe to the theories of big four takeover - the models are incompatible - Community banking with branches in each community versus withdrawal from physical presence by the majors. Too much pain for the major IMO.

A good bank, some of the posters on here should move on - you apparently don't understand the model.