Ann: FY22 Results Date, page-2

This company looks worth another look now :
- it is already largely profitable,
- it has a long history and has already managed tough economic periods (unlike a lot of new fintech), which gives some hope about their ability to limit the level of delinquencies,
- it is still quite cheap, with a PE 22 of less than 10 x (according to their last guidance),
- according to its last update (in May), there are still doing well both in terms of growth and bad debt, with good results both for top line and net profit after 9 months,
- active share buyback.

They could also benefit from a survival effect, in a sector where a lot of fintech now looks under pressure.