I have some notes I'll write them up. as well as my observations on the result. when I get a chance next week
In the interim here is the audio file
https://www.openbriefing.com/OB/SmartPay-Holdings-Limited/2023/11/27/Smartpay-Half-Year-Results-FY24/5335.aspx
Ann: FY24 Interim Result Presentation, page-8
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