Ann: FY24 Investor Presentation, page-29

Living wage : Different business models in our trade allow for some businesses to live like kings on $100 a job, others stave with $110 and others are very happy to receive $90.
If you were Suncorp with their ethics, why would they pay more than $90?

AMA 's challenge is to refine processes, continue to be creative, more innovative and leaner.. All of which they are doing, I speculate that next few qtr's you'll see this show thru in the reports. BUT whatever profit they have has to be divided up by 4 billion shares, so don't plan on a xmas party on a super yacht , unless Doc invites you onto his