Ann: FY24 Results Investor Presentation, page-10

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    Slide 11 " • 4.4% bad debt in-line with 1H, driven by GCF" If the bad debts are more Australian driven then I wonder why SVR have specifically pointed this out on slide 11. I do agree there has been a slide in the bad debts for Australian accounts but they seem to have considered that to be within both expectations and acceptable. I personally would have been in trouble with my employer financier back in the 1970s if my total arrears were over 1% let alone writeoffs.
 
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