Nothing, RBA are keeping the current cash rate unchanged for a...

Nothing, RBA are keeping the current cash rate unchanged for a lonngg time. They are want unemployment to fall, wages to increase & also they are actually targeting CPI inflation of of up to a 3% average over the years ahead, meaning, if CPI increases to 5% over the next two years it is ok and they will do nothing because the the prior years have been low and they are assessing it as an averaged out metric. Regrding loans, best thing you could do it take the 4yrs fixed which alot of banks are offering.