APT 0.00% $66.47 afterpay limited

Eventually they will be self funded with no loan facilities and...

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    Eventually they will be self funded with no loan facilities and no interest.
    At some point in time, staff costs and marketing costs will plateau whilst growth remains.
    Bad debts from customers will continue to shrink due to non payers being banned from the platform.
    Other avenues like increasing costs to merchants, increasing limits which in turn increases revenue and margin.
    Loyalty rewards to keep responsible customers for life.
 
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Currently unlisted public company.

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