Dangling , you are not comparing apple with apple .of course if...

Dangling , you are not comparing apple with apple .

of course if you look at purely at numbers ZIP is doing better in term of growth but that's mainly because of the acquisition of quadpay which happened during H1 FY21 , whereas Afterpay grew their numbers 100% organically.

so please stop comparing apple with orange . if you wanna see true comparison between the two wait until H1 FY22 when both of them have to grow their business organically.

personally I would take business who can grow organically anytime any day as opposed to a business who rely on acquisition to grow.