Dangling , you are not comparing apple with apple .
of course if you look at purely at numbers ZIP is doing better in term of growth but that's mainly because of the acquisition of quadpay which happened during H1 FY21 , whereas Afterpay grew their numbers 100% organically.
so please stop comparing apple with orange . if you wanna see true comparison between the two wait until H1 FY22 when both of them have to grow their business organically.
personally I would take business who can grow organically anytime any day as opposed to a business who rely on acquisition to grow.
APT Price at posting:
$134.36 Sentiment: Hold Disclosure: Held