I might have it wrong, but I think the $900K amount relates to...

I might have it wrong, but I think the $900K amount relates to the amortisation of NCML's Customer Relations, which was mentioned as $.9m in the bit that reconciles reported NPAT to underlying NPAT. The sum to be amortised in FY2016 is $1,758,000, so for H1 it was $879,000, which in millions, rounded to 1 decimal place was reflected as $.9m.

This expense will be repeated in H2, but not thereafter, unless management decides to amortise something new.

When guesstimating H2, the only expense not to be considered is the one-off $2.8m to cover overpayments made by customers not stopping automatic payments promptly over the last twenty years. When extrapolating for FY2017, the $1,758K expensed in FY2016 should be discontinued. My understanding is that such amortisations are not allowed as a basis for tax deduction, so that adds $1,758K to the NPAT of the FY2017 guesstimate.

Has anybody invented guesstimates for H2 and FY2017? That would be a useful discussion point.