I'm not an expert on IF fees or the modelling for Douugh but certainly welcome any corrections. IF rates appear to be the highest in the US and Canada due to relaxed regulations with an average of 1.76% as indicated in the Feb 2021 post
https://www.valuepenguin.com/interchange-fees-na-vs-eu
An example of Australian rates which are mostly 0.24% are provided here for Visa
Ann: Half Yearly Report and Accounts, page-12
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