A lot of that is speculative. Real numbers talk, Spenda was released 18 months ago. How long does an NDA last? If Spenda was providing all this they would be wanting to shout it from the rooftops. Surely they would have been able to put into the contract that we can announce we are trialling with "X" company?
Also they would not have NDA's with small businesses I.E. the local mechanic shop down the road. Surely some small businesses are using it and can provide a review? Even if all the NDA's, white labelling are true where are the reviews from small businesses who this is aimed at and marketed at? My biggest concern is that there has been minimal take up by SME's so they have pivoted to lending.
Ann: Half Yearly Report and Accounts, page-168
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