Ann: Half Yearly Report and Accounts, page-12

IMO, the "all in" market now strung out and Covid, DEBT, Inflation then WAR of a free country, then a Nuclear Reactor taken over by a unhinged man, no wonder theres a general sell off,  as this stock is down too given the great job the Board is doing getting itself positioned for when Defaults suddenly come in waves as we saw in 2008 when that Housing lunacy was over ,  BUT no one believed that would end and so this wont either!!!  

CI1 has a excellent balance sheet and undervalued obviously at 1c and Divs to follow and profits can only go up as remember theres been little defaults when you print money but thats over and now companies have to actually stand on their own feet with recessions following high oil prices historically and high everything else. Record Debt, houses and Stocks - When is history ever before this?

This will be unlike any other crash in time as its all out of whack this time and Bidens "Left"  decisions have to go on for another couple of years so theres no sensible financial way out now even if we could and the world is inter connected and also with the Russia sanctions, ALL will suffer as this war drags on and really theres no positives except for little Cred Intel ready to take on masses of defaults customers in Asia and here and for me i regard this as a Short market stock as it will make it s money when all others is losing money...If i am wrong in my assessment, then fine, but Rate rises will cause house sales even if no recession so very tough times ahead and this can only add to our customers coming in the door for help and increased REV and profits at some point..
Today everyone is having a good time, but then the books balance and Reality sets in and almost no one wants to face that day or hear about it......  A few stocks like this are waiting for that inevitable day..