Ann: Half Yearly Report and Accounts, page-103

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    So you litoke the business model. No reason for it except that it is tied to your desire to make money from the SP. Not everybody is the same and this is a discussion site.The business model is fragile and ZIP is a one trick pony in a sea of well resourced financial providers so you might have to put up with the discussion as well as bear the consequences of being fixated
 
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