Hey, you beat me. I just read the article. It's written by...

Hey, you beat me.

I just read the article. It's written by Philip Bayley is a former director of Standard & Poor’s and now works as an independent consultant to debt capital market participants. He also writes on matters concerning debt capital markets and banking for various publications and is associated with Australia Ratings.

I was going to post a link.

I believe insolvency is not far away.