A key source of business for the Home Loan book has been remediated Services clients. As the services book shrinks, so too that source for Home Loan clientele.
The Azora business has been slower to launch than shareholders (and presumably management) would have expected when it was first announced in late 2019. The intervening destructive effects of Covid on their Services business (and the need to therefore strip millions of costs from that business to ensure it remains viable) have meant managements focus on loan growth may have been temporarily diverted. It is reasonable to assume Azora is now ready to resume its intended trajectory and if this is the case, the upcoming accounts will no doubt outline the path forward for this business - Eternagrowth
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