My guess is not a whole lot of change in revenue (hoping the growth in Commercial/Cards offsets the reduction in BNPL)..
Reduction in costs, bad debts etc might be the figures to take bigger note of as NPAT at the end of year will likely be the key number that drives SP movement given that we are looking at simplifying the business & reducing large unnecessary expenditure.
Fingers crossed as always, I'm cautiously optimistic :/
Ann: HUM - financial results briefing for HY ended 31 Dec 2022, page-3
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