Ann: HY19 Investor Presentation, page-105

As I said before, the q3/q4 results really need a substantial increase in the transaction volume or value, for them to continue the high growth, that appears stagnant since listing. It's Looks possible, and the mechanism of providing optional access to a large volume of retailers at once is probably the quickest way for it to happen..... so its a case of wait and see, they certainly look like they have the best team to do it.