Ann: IAG FY23 Results Presentation, page-2

Quick Recap:
- GWP up 10.6% to $14.7b
- Insurance profit rises 37% to $803m
- Reported insurance margin: 9.6%, up from 7.4% in FY22
- Underlying insurance margin: 12.6%, down from 14.6% in FY22
- NPAT: $832m, a 140% increase
- Total claims paid: $10.2b, up 20%

- Final dividend: 9cps

- Positive momentum in core business, GWP growth above 10%
- NPAT boosted by post-tax provision release of $392m
- DIA's FY23 underlying insurance margin: 15.7%
- IIA's underlying margin: 7.7%, NZ's: 13.5%
- Added ~132k customers in DIA

- Achieved ~$70m savings, 15% vehicles through Repairhub network
- Rolled out Enterprise Platform, added 100+ digital features
- FY24 natural perils allowance: $1.147b, up 26%