Ann: Intiger Market Update, page-378

You're generalising there though.

The banks and vertically integrated firms are not representative of the Financial Planning industry, quite the opposite in most instances.

There are plenty of firms with their own AFSL that aren't reluctant to make changes and are adapting well to the current environment. Plenty of firms embrace new technology and change every day. There are several closed financial planning groups on social media where daily discussion takes place on new tech and adaptions many practices are searching for and taking on.

Intiger just hasn't demonstrated they have something worth investigating further yet.