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Ann: Investor Presentation - Capital Raising, page-82

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    - See previous presentations, they have been passing on increased rates to customers.
    - Soc1 book was fixed, but the book was hedged
    - Competition is the largely doing the same (variable rates), if they kept fixed they would be unviable
    - Some customers are paying back faster (the company noted the same) as a result of increased interest rates. But hasn't materially reduced the loan book.
 
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