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Same with CAF. I suspect vertical integration is still up in the...

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    Same with CAF. I suspect vertical integration is still up in the air as a lot was written about conflicting advice and conflicting remuneration.

    What I'm sensing is individual advisers will be chased and punished. It's ludicrous to imagine ARs being able to walk away, join another firm and repeat, all while the licensee cops the penalties. Hence I'm looking at CAF.
 
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