Looks like a well oiled machine.......ANZ PDLs still in a funk, but it looks like they are starting to get the US business firing and hopefully that is now set up to drive the growth (although lets hope they have learnt from their markdown in FY24).
wrt the Lending business in Oz, I thought they had exited the car loan market, but it appears they are going back in (although I would have through its already a pretty crowded market with all the big banks or their surrogates fighting for market share).
i suspect that they have a lot of discretion as to what they report each year (as they always a little conservative so can flex valuations/losses to some extent), but reassuring to see that they confirmed guidance (and at midpoint this is now trading at an EPS of ~9.5 times.....which seems like a low point over the last 5 years)
CCP Price at posting:
$13.25 Sentiment: Hold Disclosure: Held
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