Ann: Investor Presentation, page-3

I'm actually surprised the share price didn't react sharper (upwards) post this result. I thought it was actually quite decent, beating prospectus guidance and no signs of deterioration in credit quality (see their delinquencies trend).

$400m market cap
CY15 (actual) net profit $48.6m (implies 8.2x trailing PE)
CY16 (company guidance) profit $59m (implies 6.8x forward PE)

Those are pretty low valuation multiples for a company looking to do 20%+ profit growth this year...