I thought the issue the company was flagging was that they were...

I thought the issue the company was flagging was that they were going to investigate "‘own funds’ may be incrementally added at any time, allowing the Company to maximise profit margins as opportunity presents by acquiring and settling an increased proportion of payment volume under its own licenses."

I read this as the transaction payment business volume steps up over time the Company could use some of its own funds to settle these, rather than relying on the NAB/Worldline payment facility. This would mean the Company would need access to cash. You could rely on organic cash generation but if the opportunity is there to clip another 25-40bps in transaction margin through having access to capital in the form of own funds then this is an opportunity that imo should be looked at. This is beyond any regulatory capital the company is required to hold which the Company said it was fully compliant with.