Remediation figures and outcomes.
Possibly you are right but from I know the AFSLs that the banks had to close down - Magnitude, Financial Wisdom etc were similar quality to IFLs networks.
How can you do a bottom up analysis before you have checked the files? From what I know a lot of the banks costs in that remediation is the checking of the files. It would seem strange if ASIC required the banks to check but IFL and AMP not to check.
I put this in the too hard basket as neither of us has the answer to this so we are really just guessing. My simple solution is.....next.
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