Ljohn, Yes!
Particularly like "financing agreement with banks to fund BNPL" I do believe this stone hits two birds at the one time.
One reason I like IOU is that apart from timing, it seems to want to put its foot on the accelerator and financially change the consumer dinosaur funds market (in a Islamic sense). This is world's away from credit interest (western) and is very left field and not likely to be open to that sort of competition.
Ann: IOUpay Acquires 42% of I-Destinasi Malaysian Finance Company, page-143
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