My view is it is a careful use of words. People hear the word "First" and switch off.
Here is further info on SEPA for those interested:
https://www.europeanpaymentscouncil.eu/what-we-do/sepa-instant-credit-transfer
Here is the current list of registered participants:
https://www.europeanpaymentscouncil...nts_export/sct_inst/sct_inst.pdf?v=1581068395
Ann: ISXPay now processing SEPA Instant Payments across the EEA, page-77
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