Cost to income beat my expectations. Any doubt over Judo's model should have eased given pbt has gone from 15.6 to 105.7 despite some quite conservative provisioning especially compared to some other banks. Only question is when they expect to hit the 20b 'at scale 'metrics, 2026? Interesting to hear what others think of this result, considering the share price you'd think the business is going backwards...
Ann: Judo FY23 Result ASX Announcement, page-2
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