Yes, you are evidently missing a lot of information.
The existing payments side of the business had annual revenue in FY21 of A$6,980,000 (check the ‘Year to date’ column of the App 4C).
The BNPL revenue being generated since 15 June 2021 will all be in top of this, pretty much all appearing in FY22.
The market cap of $148.8m includes $51.4m in cash.
Ann: June Quarterly Activities Report and Appendix 4C, page-199
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