That is a very silly guess. The company has already told you...

That is a very silly guess. The company has already told you exactly what it will be (within a reasonably tight range). GMV for Q4 is expected to be less than Q3, in accordance with retail trade seasonality and impacts of restrictions in the UK, similar for revenues.

Whole sector has come off. LBY is pretty much in line with everyone else. The 4C will be the telling one. If they can be cash positive in that, it will be better than people expect. Net Transaction Margin and losses will be other thing to watch as well.

Key issue is that LBY is the cheapest of the high growth BNPL providers. They need to focus on increased awareness to retail investors. Most retail investors have never heard of them because they have limited operations in Australia. I've told a few friends about them and their metrics and they can't believe how cheap it is. If all shareholders did the same thing we would find the price increase more.

Cheers
Marv