If you're looking for an expert on matters insurance, don't look in my direction.
However, my fallible instinct informs me that the rise above CPI in premiums may be good for intermediaries such as SDF (and competitor AUB):
(from 'The Oz' online, evening of 27 September 2021, likely to be in print tomorrow):"Rolling natural disasters over the past 18 months including bushfires, storms and floods have sent home and contents insurance premiums skyrocketing, with policyholders in Victoria the most impacted.
A comparison of sample premium quotes from eight insurers by financial comparison site Canstar has revealed the average yearly cost of $550,000 of building cover and $50,000 of contents cover has shot up by almost 14 per cent in one year.
Victorians, who have now submitted more than 4000 claims relating to last week’s earthquake, saw the steepest increase with the average policy in the state shooting up 19.3 per cent to $1433.
But residents of cyclone and flood-prone North Queensland still have the highest overall average premium cost of $4813, an increase of 14 per cent...."
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