1. highly unlikely given PWC's initial assessment on the...

1. highly unlikely given PWC's initial assessment on the disclosures thus far
2. none of the announcements really surprised me. I agree that they are quite vague but from GSW's perspective i can see why it would be as to not disclose competitor pricing/solution
3. quietly confident based on discussions with people in the industry and my own research. It will be a hard slog but once we see an update on NAW (which i expect to come very soon based on what was said at the AGM) and CBA (GSW said CBA + GSW will be jointly addressing the market in Feb) i hope this would give the market some confidence.

Fingers crossed.