I think it's safe to say that's no longer the part of the puzzle people are worried about.
However, the rest of the pipeline is still of concern - given the massive pullback as seen on e.g. Visa cards / eftpos and debit cards etc. are people still using (fear of public spaces) and buying these things.
The biggest concern is the 'sharp, deep recession'.
Good update, still on the sidelines... and probably will be for a while.
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