2011 2012 was when other MIS schemes went belly up and from...

2011 2012 was when other MIS schemes went belly up and from memory was when the CBA pulled the plug on TFC as it was then - forcing a refinance which has recently been renegotiated (last year).

A difference here is the underlying product has strong and growing market demand with declining alternative supply sources.

Probably some other factors at work here but I have forgotten them.

And for HT's benefit

All IMO and DYOR.