I love the "writing on the wall" and the herd lapping it up like a scientologist. The "writing on the wall" is the same writing that was written in December 2015 when the FED first raised interest rates and projected 4 rate increases for 2016 with an expected interest rate of 1.25 - 1.5%. I think if you compare the following article with articles of today, you will see the resemblance, but probably surmise that it will be different in 2017. Good luck!