ZIP 1.45% $1.36 zip co limited..

Zip money has an interest free period...let’s say 12 months. If...

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    Zip money has an interest free period...let’s say 12 months. If not paid of in that period becomes 20% interest until paid off. Being a noob I believe that to be correct seeing as I filled in the application form to see the process. Is that correct folks?
 
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