Well put OzAuTrader, I'm not here to be vengeful, what happened to me is done and dusted. I'm simply saying sadly, MBN has "rooted" written all over it, 2007 nickel sure ain't 2013 nickel, too bad some of us dreamed otherwise. If you have your health and a really loving family and your personal faith you really have it all. Can't enjoy any amount of $$$ without these.