Hi,Couple of things to point out with respect to your post.1....

Hi,

Couple of things to point out with respect to your post.

1. ISX are applying for a restricted license (PPF) which has different requirements
2. ISX will not be holding the license, it's subsidiary - eMoney will be
3. Probanx Coreplus was purcahsed last year by ISX after advice from expert consultants to meet APRA requirements
4. I agree, the license will probably take a lot longer than the market expects

So while I appreciate you sharing your experience, I'm not sure it's entirely relevant to ISX's application.

Sure ISX may be denied the license, but I can assure you the above mentioned criteria you have presented has already been considered. It's quite naive to assume that JK and Co were not aware of those conditions, they are the most basic and obvious things to consider.