Kind of, maybe Visa/MC debit on the intial installment in store and then remainijg 3 direct debited? Or online in their app all direct debit? Anyways, goal is to cut out transaction fees and push other credit via data harvesting. APT will become increasingly reliant on WBC or equiv 'white label' banking rails in Aus. Presumably it has plans to roll this out Worldwide if it takes of locally.
