Am certainly not sore, I have been here long enough to build a...

Am certainly not sore, I have been here long enough to build a decent free carried position, owes me nothing.

Never said you were giving financial advice but to use the excuse “None of us here has an RG146 license and we are not providing advice to anyone” is actually hilarious. Not holding a license doesn’t protect you……”No officer, you see, I don’t hold a drivers license so you can’t fine me for speeding”……thanks for the laugh!!

Interpret the TOU’s however you feel fit but there’s no denying that you have done so for your own personal benefit.