Does anyone here own URB and PCG? I am trying to understand how...

Does anyone here own URB and PCG? I am trying to understand how or why anyone would hold PCG. The share suggests they are failing and I would say that if that is the case then so would the funds they are managing. Am I correct. I thought the company merging with HH was well regarded yet it just seems one way traffic at the moment.

Any opinions? Contact really seem like a index tracker for the main part the lower than market performance being the costs so BKI is that animal earning close to index.  I know that URB is different but so are the cost structures. But then PCG doesn't seem to be generating any performance fees - I have looked at their funds and all seem to under perform its benchmark unless they use the RBA rate which I think is inappropriate as a benchmark.  

If this is the investment skill of the SOL group then are we not headed into a lower performance over time. Do you see SOL as different from PCG...? IS URB their team (via Contact)?