An ETF l think is ok but there is an additional 2 steps. 1) you need the tax statement 2) you need the sometimes adjust the cost base each year if there is deferred income (if it’s not in an SMSF in pension phase).
I know there are other variables… but at the end of the day? as few steps as possible is the goal.
additionally a great benefit of say a ARG is that it will pay solid income during a market crash. Where as an ETF can reduce the payout significantly.
If in two decades listed if fund such as Argo and AFI were taken off the market well that would be okay too because that’s one less complexity to deal with - the market.
When people get over certain age or if they are alone, you want simple holdings & reliable income probably the large LIC!s a perfect for that.
I’m just thinking of what is easiest and best for other people. I have spent my entire life working in finance I am okay but thinking for the future.
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