I don’t think they will hit the top end either, but given quite a few companies are coming out with downgrades to guidance, meeting it is good. It would be so nice to get the actions resolved but that doesn’t seem too likely in the short term.
Full year will give us some clarity on how the business is going and whether NZ has stabilised. While they would be improving margins on new business written, it depends how much they have to compete on margin.
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