SMP 0.00% $1.14 smartpay holdings limited

1) Correct. Can't roll it out without having Cuscal on board2)...

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    1) Correct. Can't roll it out without having Cuscal on board
    2) Also correct - can't force businesses to shift across. But you have some cheap (free?) leads - lots of them. Surely you can convert a sizeable chunk.
 
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